Student Loans, Private Student Loans, Financial Aid, Paying for College, Education Loans, Undergraduate Borrowing, Graduate Borrowing
Getting you the grade since 1999.
4 Easy Steps
No Payments

  1. Apply Online in as few as 15 minutes or call 1-888-842-6139

  2. Get conditionally approved, receive your loan documents in an email, print them, sign them, and fax them to us

  3. Once we've received your documents, your loan is approved and your check is prepared

  4. Get your GradeSaver Student Loan check in the mail!

Defer repayment until six months after graduation or dropping below half time enrollment.2

Reduce interest rates by up to 0.50% with automatic payments3

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GradeSaver makes college loans easy!

  • Easy, no-hassle application

  • No application fees

  • Competitive interest rates

  • Preliminary approval in as few as 15 minutes

  • Loan may be used to fund past due school balances

Copyright (C) 2007 GradeSaver Loans LLC. All rights reserved.
The lender for Gradesaver Student Loans is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.

  1. Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where the annual cost of attendance has been determined to exceed $30,000). Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000.
  2. Undergraduates may choose to defer repayment of principal and interest until six months after graduation or ceasing to be enrolled at least half time. Immediate repayment and interest-only repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment the earlier of a) 180 days after the student graduates or earns a certificate; b) 180 days after the student ceases to be enrolled; or c) two years after the date of the loan disbursement.
  3. The 0.25% interest rate reduction is available for borrowers who elect to have monthly principal and interest payments transferred electronically from a savings or checking account. The interest rate reduction will begin when automatic principal and interest payments start, and will remain in effect as long as automatic payments continue without interruption. This reduced interest rate will return to contract rate if automatic payments are cancelled, rejected or returned for any reason. Upon request, borrowers are also entitled to an additional 0.25% interest rate reduction if (1) the first 36 payments of principal and interest are paid on time, and (2) at any time prior to the 36th on-time payment, the borrower who receives the monthly bill elects to have monthly principal and interest payments transferred electronically from a savings or checking account, and continues to make such automatic payments through the 36th payment. The reduced interest rate will not be returned to contract rate if, after receiving the benefit, the borrower discontinues automatic electronic payment. The lender and servicer reserve the right to modify or discontinue borrower benefit programs (other than the co-signer release benefit) at any time without notice.